April 2006

Learn more about
Western Bank’s services. . .


Loans

Checking

Savings and CDs

Merchant and Card Services

Convenience Services

Investments / Planning

Internet Banking



Nonprofit Services

 
 
REMOTE DEPOSIT:

If you could complete your bank deposits without ever leaving your office would you be interested? Through Western Bank's Remote Deposit you can do just that! For more information about this convenient cost effective way to make deposits, contact Trish Sackrison at 651-290-7440. Western Bank's deposits are FDIC insured.
 
A Favorite Quote of Bill Sands:

Opening a can of worms is the only way you’re going to catch fish.
- Unknown
 
TRIVIA

Who was America's first billionaire?
    H L Hunt
    John D Rockefeller
    Howard Hughes
    Henry Ford


Answer
 
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PRESIDENT'S MESSAGE:
Health Care Insights & Cost Management Ideas

Last year we asked you what concerned you about health care in our Western Bank survey we mailed you. The results have been tallied and Steve Erdall explains what Western Bank discovered. He also offers some ideas on how to manage health care costs for your business or organization.


 
EXECUTIVE SOUND BITE:
Reinvention keeps this marketing firm fresh!

The economic devastation of 9-11, increasing competition and changing technology has forced J. Arnsdorf & Company to reinvent not only the company, but the owner and other associates. Not only is Julie Arnsdorf telling you the ins and outs of reinvention, but she also shares the “smartest” and “dumbest” things she’s done in business. She’ll tell you a little bit about email marketing, too. And, learn what it takes not to become a dinosaur in today’s ever-changing market.


 
YOUR ACCOUNTING TEAM:
Part 2: Accountants – More than Just Tax Advice

Last month, we reviewed why you would hire a bookkeeper. Now, we’ll look at accountants and what they can do for your business. Should your business even consider hiring an accountant? If you already have one, is your accountant providing you with all the services that a good accountant should offer? What are the services you should realistically expect from this professional? What’s the difference between a Certified Public Accountant and an accountant? We’ll try to answer all of your questions.


 
Business Travel i-Poll Results!

The results for our question about travel budgets are in. Could it be the higher cost of gas and travel are affecting your budget forecasts? Most of you have increased your travel budgets for this year, but some have decreased their travel expenditures. Here's what our respondents had to say!


 

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