September 2005

Learn more about
Western Bank’s services. . .


Loans

Checking

Savings and CDs

Merchant and Card Services

Convenience Services

Investments / Planning

Internet Banking



Nonprofit Services

 
 
WHAT’S NEW?

To view examples of recent loans we’ve worked with our customers on.

Click Here.
 
Fun Fact:

BRIDGE WOULD BE CHEAPER - A 60-year-old individual who has just retired would need a present value lump-sum of $135,000 to pay for his/her 3 times a week golfing habit assuming a 22-year life expectancy; an average round of golf cost of $36; a 4% annual rate of inflation on the cost of golf; a static 3% rate of return on the savings; and no lost golf balls.

(source: Center for Disease Control, Wikipedia, BTN Research)

 
What is the most common disaster / hazard to affect businesses?

  • Fire
  • Hazardous materials incidents
  • Floods and flash floods
  • Tornadoes
  • Technological emergencies (power outages, etc.)


Answer
 
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PLANNING:
Can your business survive a disaster?

Tornadoes, floods, electrical outages, wind damage, fire, medical emergencies. . . Can your business survive being hit? One-fourth or more of all businesses never reopen after a disaster. Most businesses never prepare for these types of crises. Since September is National Preparedness Month, we’ll start you thinking about this very critical component of management planning. Plus, we'll give you some excellent planning guides that will help you organize and save your critical data in the event of an emergency.


 
POSITIVE ATTITUDE BUILDERS:
The Importance of Expressing Thanks

While expressing gratitude may seem obvious, this message can slip under the radar when business becomes hectic. Western Bank commercial lender, Tim Swanson, gives some very personal insights into how a special "thank you" has affected his attitude and work ethic. He’ll get you thinking how you can make a positive impression.


 
CUSTOMER PROFILE:
Independent Film Project (IFP MN) Minnesota Supporting the Arts

This fascinating non-profit agency supports and promotes the work of artists who create screenplays, film, video and photography in the Upper Midwest. With over 400 members, it is the largest organization of its kind in the central U.S. See what one "Hollywood name" had to say about the IFP MN!


 
WIN A $100 OFFICEMAX ®
GIFT CARD!

If you read our article on "The Importance of Expressing Thanks", you’ll see an example of expressing appreciation to employees. We’d like to know how you acknowledge your employees. It takes less than a minute to complete the survey. And, we’re giving one lucky respondent a $100 gift card just for completing the survey. We’ll select that person in a random drawing. Results will be posted in next month’s Business Line. We’d like to hear from you!


 

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