January 2005

Learn more about
Western Bank’s services. . .



Savings and CDs

Merchant and Card Services

Convenience Services

Investments / Planning

Internet Banking

Nonprofit Services

Merchant Credit Card Processing

Speed Up Your Collections .... Minimize Bad Check Losses ... Add a Convenient Payment Option for your Customers ... Do any of these scenarios sound appealing to you ? Then your business may benefit from the ability to accept credit card payments.

Check out Western Bank's competitive Merchant Credit Card Processing services.
What are the top 10 franchises for 2005?

You may be surprised at who tops the list!

Find out the answer!
A Favorite Quote of Bill Sands

A good plan today is better than a perfect plan tomorrow.
From the movie "Edge"
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Steve Erdall talks about collections.

Collecting overdue accounts can be tough on a business, especially one that doesn't have a department dedicated to collections. Western Bank's President, Steve Erdall, has some insights on how to handle this difficult issue. He'll tell you how to get the money that is owed to you. And, should or shouldn't you negotiate a bill? You'll be surprised at the answer!

Dictator or Delegator?

What’s your management style when it comes to passing along tasks to subordinates? If you are a business owner or manager, there’s no way around it, sometime you are going to have to delegate. Whether you are turning over a simple task or a major assignment, here are some solid insights into getting the results you want. Learn how to overcome fears of delegating, how to enhance your staff through delegation and strengthen your position within the company, and how to turn hired hands into hired minds. It’s just a click away!

Repeat, repeat, repeat that marketing message!

Have you ever run an ad or made a sales call for your business or service with little or no result? There’s a proven strategy to make a "good impression" and we’re going to reveal it. It may surprise you what you’ll need to do to capture your prospects’ attention. It involves muscle memory. And, you won’t need to go to the gym to achieve it!

Our i-Poll results are in!

Our December i-Poll winner is being contacted and will be receiving a $100 Office Max gift certificate. Thanks to all that entered. We have some interesting results. Your input was appreciated and should be helpful to your fellow business owners. First of all, 2005 should be looking up for all of you because you indicated. . .


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